Will My Insurance Pay for My Girlfriend’s Abortion?

If you’re wondering whether your insurance will cover your girlfriend’s abortion, the short answer is: most likely not. Insurance policies typically cover medical expenses for dependents, like a spouse or children, not a girlfriend. In addition, insurance companies are not legally required to pay for elective abortions.

Here’s what you need to know about abortion access and how you can help protect your girlfriend’s health during this time.

How Much Does an Abortion Cost Without Insurance?

It’s important to understand that abortion is currently illegal in Texas, except in very limited situations. That means your girlfriend would need to travel out of state if she is seeking an abortion. The total cost would include not just the procedure itself but also travel expenses, lodging, and time off work.

The cost of the abortion depends on the type of procedure and how far along the pregnancy is. For example, the abortion pill (also known as a chemical abortion) is generally less expensive than a surgical abortion, but it is only FDA-approved up to 10 weeks gestation. 

How Can My Girlfriend Protect Her Health?

Before making any pregnancy decision, it’s essential that your girlfriend gets an ultrasound. This simple scan provides medically necessary information that helps protect her health and guides next steps. An ultrasound can determine:

  • Gestational age – How far along the pregnancy is, which affects what options are legally and medically available.
  • Pregnancy location – To rule out ectopic pregnancy, a rare but life-threatening condition where the pregnancy develops outside the uterus.
  • Viability – To confirm if the pregnancy is developing and detect signs like a heartbeat. If she has had a miscarriage, medical follow-up is necessary to avoid complications.

Get Support

At Woman to Woman Health Center, we provide lab-quality pregnancy tests, ultrasound, STD testing, and other essential medical screening at no charge. We believe every woman deserves accurate medical care and education to make a well-considered decision.

If your girlfriend needs help beyond medical services—like assistance with mentoring, transportation, food, clothing, housing, medical services, and job readiness—we also offer community referrals to connect her with the right resources.You’re not alone in this. Contact us today to schedule an appointment. We’re here to support both of you with compassion, clarity, and fast, professional care.